has anyone been late with mortgage payment after loan modification?

Question by lissabirdie: has anyone been late with mortgage payment after loan modification?
I’m just wondering if there is anyone out there who has been late with their mortgage payment after a loan modification? and if so, how did your bank handle it? My bank considers you late after the 15th of the month, but doesnt report anything negatively to the credit bureau until after 30 days late.
good lord @ all the answers, Im not looking for credit help, I might be late this month only on my payment just wanted to see if anyone else had that same situation

Best answer:

Answer by Ryan M
Your bank is treating it per industry standards for ANY mortgage. There is nothing unique about your bank’s handling of that.

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